Find Financial Freedom with Proven IRS Tax Debt Relief Strategies

If you owe back taxes, waiting makes it worse. IRS begins collection. Liens, levies, wage garnishments, and added penalties can follow

Bowes & Sullivan Tax Group helps individuals and businesses resolve IRS tax debt and deal directly with the IRS before collection moves further, with guidance from a former IRS professional and a team that brings more than 150 years of combined experience.

Is IRS Tax Debt Threatening Your Financial Future?

IRS tax debt does not stay the same. It increases over time. And as the balance grows, the IRS can begin taking action.

With each passing month, you may face:

If you are receiving IRS notices or seeing collection warnings, this is the point where action matters.
We review your account carefully, determine where your case stands, and step in to handle communication with the IRS before the situation moves further.

Our IRS Tax Debt Relief Services & Programs

There’s no single “IRS tax debt relief program” that fits everyone. That’s why Bowes &
Sullivan Tax Group treats each case like its own relief structure, matching your unique
situation to the right IRS tax debt relief option:

Offer in Compromise (OIC)

If you meet the IRS requirements, we prepare and submit a settlement request to resolve your debt for less than the full amount owed.

Currently Not Collectible (CNC)

If paying the IRS would prevent you from covering necessary living expenses, we request that collection activity be temporarily paused.

Installment Agreements

When a settlement is not available, we arrange structured monthly payment plans based on what the IRS allows.

Penalty Abatement

If penalties were caused by reasonable circumstances, we submit a formal request asking the IRS to reduce or remove them.

Partial Payment Installment Agreements

In some cases, payments are set at an amount that may not satisfy the full balance before the IRS collection period expires.

Innocent Spouse Relief

If you are being held responsible for tax debt related to a spouse or former spouse, we evaluate whether relief applies to your case.

IRS Appeals & Revenue Officer Representation

If enforcement has already begun or a request has been denied, we represent you directly before the IRS.

Each resolution path is prepared based on documented information and current IRS standards, so your case is positioned properly from the start.

Have an IRS Balance? Let Us Review What the IRS Actually Sees.

Before choosing a settlement or payment plan, your case needs a proper transcript and financial review. We’ll examine your IRS records, assess your eligibility, and outline the tax debt relief program path that aligns with your documented financial position.

How Bowes & Sullivan Resolves Your Tax Debt

Resolving IRS debt starts with understanding exactly where your case stands. We work from your actual IRS records and build a clear plan from the beginning.

Confidential Case Review & Financial Assessment

We review your IRS notices, filing history, income, expenses, and assets. This helps us determine which option fits your situation and what result can realistically be pursued under IRS rules.

IRS Transcript Investigation

We obtain and review your IRS transcripts to confirm your balance, penalties, and collection status. Using the same information the IRS sees allows us to move forward with clarity and accuracy.

Strategic Negotiation & Representation

Once the review is complete, we represent you directly with the IRS. We submit required documents, respond to enforcement actions, and negotiate terms supported by your records to reach a stable resolution.

Why Choose Our Tax Resolution Specialists?

When the IRS begins collection action, the way your case is handled matters. Bowes & Sullivan Tax Group brings real experience with IRS procedures and how enforcement decisions are made.

Experience With Complex IRS Cases

With more than 150 years of combined experience, our Certified Tax Resolution Specialists, attorneys, and CPAs handle high-balance tax debt, wage garnishments, bank levies, and multi-year filing issues.

Direct IRS Representation

We communicate directly with the IRS on your behalf, handling enforcement actions, negotiations, and required filings from start to finish. You are not left to interpret notices or respond alone; our team manages the process and represents your interests at every stage.

Transparent Fees & Honest Guidance

We provide clear fee structures before any work begins and outline what your case realistically qualifies for under IRS guidelines. We do not give vague promises; our guidance is based on verified financial information and documented IRS standards.

Client Feedback & Testimonials

Get Your IRS Debt Plan Reviewed Before the Collections Escalate

Send us your notice or your IRS balance details. We’ll review where your case stands,
explain the tax resolution services you may qualify for, and tell you the next step we
will take with the IRS.

Frequently Asked Questions

How long does the IRS have to collect tax debt?

In most cases, the IRS has 10 years to collect a tax balance after it is assessed. Certain actions can extend that time. The amount of time remaining can affect which resolution option makes sense. Bowes & Sullivan reviews this before recommending a strategy.

Can the IRS take my home for unpaid taxes?

The IRS can place a lien on your home if taxes remain unpaid. In serious cases, it can ask a federal court for approval to seize and sell property. This does not happen without multiple notices and legal steps. Addressing the issue early reduces that risk.

Will IRS tax debt affect my passport?

If your balance reaches the federal threshold for seriously delinquent tax debt, the IRS can notify the State Department. This may lead to passport denial or renewal problems. Once the account is brought into an approved arrangement, that certification can be reversed.

What happens if I ignore IRS collection notices?

Ignoring IRS notices does not stop the process. After required warnings, the IRS can move forward with liens, bank levies, or wage garnishments. If your paycheck is already affected, you may need immediate help to stop wage garnishment or request IRS tax levy help before funds are taken. Addressing the issue early also makes it easier to get proper help with back taxes and prevent further action.

Can the IRS pursue business owners for unpaid payroll taxes?

Yes. If payroll taxes were withheld but not paid, the IRS can hold certain individuals personally responsible. These cases require immediate attention because liability can extend beyond the business itself. Bowes & Sullivan represents business owners directly in these matters.